Heirs Insurance Hackathon 2026 for Nigerian Students | How to Apply

Applications are now open for the Heirs Insurance Hackathon 2026, a technology-driven innovation challenge that invites undergraduate and tertiary institution students across Nigeria to develop AI-powered solutions for real problems in the insurance industry. Organised by Heirs Insurance Group, this programme empowers young innovators to apply their creativity and digital skills toward improving insurance services and customer experiences in Nigeria.

In this article, you will learn everything you need to know about this program, who can participate, what it offers, and how to apply step by step.

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Heirs Insurance Hackathon 2026 Summary

• Host Country: Nigeria
• Study Abroad: Study in Africa
• Host: Heirs Insurance Group (in partnership with Redtech)
• Category: Competitions
• Eligible Participants: Students in Nigerian universities, polytechnics, and tertiary institutions
• Reward: ₦9,000,000 total prize pool for top teams, Certificates
• Deadline: February 16, 2026

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Heirs Insurance Hackathon 2026 Details

The Heirs Insurance Hackathon 2026 is a flagship innovation initiative by Heirs Insurance Group, Nigeria’s fast-growing insurer, in collaboration with Redtech, the digital payments and tech arm of Heirs Holdings. The hackathon challenges students to create Artificial Intelligence (AI)-driven solutions that address real problems across the insurance value chain. This includes improving claims processing, underwriting, customer experience, product distribution, and operational efficiency.

Participants compete in teams to develop practical, scalable, and technically viable solutions that can meaningfully contribute to the future of the Nigerian insurance industry. The programme not only offers substantial prizes but also provides participants with industry exposure, mentorship from technology and business experts, and hands-on experience solving authentic business challenges.

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Eligibility Requirements for the Heirs Insurance Hackathon 2026

To participate in the Heirs Insurance Hackathon 2026, applicants must:

• Be currently enrolled in a recognised Nigerian tertiary institution, such as a university, polytechnic, or college of education.
• Form a team (typically 3 members) from the same institution.
• Demonstrate interest or background in technology, innovation, or business problem-solving.
• Work collaboratively to design a solution focused on one or more of the hackathon’s key challenge areas.

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Heirs Insurance Hackathon 2026 Benefits

Participants in the Heirs Insurance Hackathon 2026 will receive:

• Cash prizes totalling ₦9,000,000, shared among the top three teams
  • Grand Prize: ₦5,000,000
  • First Runner-up: ₦3,000,000
  • Second Runner-up: ₦1,000,000
• Industry mentorship from technical and business professionals.
• Exposure to executives and experts from Heirs Insurance and Redtech.
• A platform to showcase innovative solutions and skills in front of industry stakeholders.

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Watch the full video On Our YouTube Channel to understand better how to apply:

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Required Documents

To apply, teams or individual students will typically need:

• Team details (names, institution, roles).
• A structured project proposal outlining your AI-driven solution.
• A completed application or submission as specified on the official portal (using the official template when provided).
• Contact details for correspondence.

Tip: Teams should balance tech, design, and management skills for the best results.

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How to Apply for the Heirs Insurance Hackathon 2026

To participate in the Heirs Insurance Hackathon 2026:

1. Visit the official Hackathon page on the Heirs Insurance Group website below
2. Form your team (typically three members, with a team lead).
3. Download the official proposal template from the portal.
4. Brainstorm and design your AI-driven innovation based on one of the challenge areas.
5. Export your completed proposal to PDF and submit it through the Hackathon application platform.
6. Ensure your submission is received before the deadline: February 16, 2026.

For enquiries, support is available via [email protected] or through contact details on the official page.

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Deadline

February 16, 2026.

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